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Most shops seem to have the clerks circle the last four digits of the card on the slip to prove that they've compared those to the physical card.

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I have never taken that into consideration when applying for a card.

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It may be of assistance to talk to the financial institution about the reasons they turned you down and at the same time ask them what you should do or could have done to put yourself in a better position financially so you would have been successful in obtaining the loan the first time or should you apply again to this institution or as you said you may wish to do to a new financial institution.

I suppose the banks don't generally allow DD against savings accounts. What makes up for in pages. What interest rates/monthly payments? I have which find one shops verified Account holders.

Thing is, that if PayPal want to deal with the CC companies, there's a degree of THEM having to stick to the rules.

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